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Florida / Bay / Bank deposits / Panama City Beach

Panama City Beach bank deposits

Deposits booked at FDIC insured offices in Panama City Beach, Bay County, every June 30 since 1994, from the FDIC Summary of Deposits.

Deposits book at the office where the account is domiciled, a choice each bank makes, so one office or ZIP code can carry a region's deposits. Trends and office counts are the reliable read; a single year's figure for one place is not. City is the city the bank reports for each office, with spellings folded together by rule, not a municipal boundary. Reported by banks as Panama City Beac, Panama City Beach, Panama City Beach,.

As ofJune 30, 2026
Deposits$1,420,179,000
Change on a year earlier-3.7%
Change, real-6.6%
Offices18
Institutions11
Offices opened in the year0
Offices closed in the year0

By year

As ofDepositsChangeChange, realOfficesInstitutionsOpenedClosed
June 30, 2026$1,420,179,000-3.7%-6.6%181100
June 30, 2025$1,474,239,000+1.7%-0.6%181111
June 30, 2024$1,449,966,000-1.9%-4.6%181200
June 30, 2023$1,477,637,000+0.3%-2.8%181210
June 30, 2022$1,472,883,000+12.0%+2.0%171100
June 30, 2021$1,314,694,000+15.5%+9.2%171110
June 30, 2020$1,137,982,000+6.7%+6.4%161010
June 30, 2019$1,066,881,000+25.2%+23.8%15910
June 30, 2018$852,202,000+19.4%+16.3%14900
June 30, 2017$713,672,000+1.3%-0.2%14901
June 30, 2016$704,821,000-3.0%-3.7%151003
June 30, 2015$726,606,000-33.1%-33.0%181020
June 30, 2014$1,085,748,000+40.7%+37.6%16912
June 30, 2013$771,758,000+3.6%+1.8%171004
June 30, 2012$744,646,000-3.4%-5.0%211210
June 30, 2011$771,151,000+2.5%-1.3%201411
June 30, 2010$752,487,000+12.2%+11.2%201333
June 30, 2009$670,720,000+11.7%+13.3%201220
June 30, 2008$600,617,000-9.7%-14.2%181242
June 30, 2007$665,230,000+10.9%+7.9%161120
June 30, 2006$599,908,000-17.3%-20.9%14900
June 30, 2005$725,353,000+21.0%+17.8%14942
June 30, 2004$599,598,000+35.8%+31.5%12800
June 30, 2003$441,633,000+29.3%+26.6%12820
June 30, 2002$341,492,000-0.5%-1.3%10601
June 30, 2001$343,235,000+6.1%+3.2%11704
June 30, 2000$323,432,000+16.5%+12.5%15810
June 30, 1999$277,522,000+10.1%+8.4%14800
June 30, 1998$251,973,000+12.2%+10.7%14811
June 30, 1997$224,566,000-10.9%-12.6%14832
June 30, 1996$252,090,000+20.5%+16.6%13700
June 30, 1995$209,243,000+10.9%+7.7%13700
June 30, 1994$188,621,000n/an/a137n/an/a

Real change deflates each June by that month's consumer price index, in dollars of June 2026. An office opened in a year when its FDIC office number is in the area that June 30 and was not the June before, and closed when the reverse holds. An office that moves or is renumbered after a merger counts as a closure and an opening. Through 2010 the FDIC file leaves the office number blank for some offices; those are followed by bank and branch number instead, which a merger resets.

Offices as of June 30, 2026

Every office the FDIC lists in Panama City Beach that June 30, with the deposits booked there, its type, the date the FDIC records it as established, and its coordinates as the FDIC geocodes them.

BankOfficeAddress as reportedDepositsOffice typeEstablishedLatitude, longitude
Ameris BankPanama City Beach Branch11790 Panama City Beach Pkwy, Panama City Beach 32407$320,149,000Full service, brick and mortar2007-06-1830.20112, -85.818976
Wells Fargo Bank, National AssociationThomas Drive Branch2509 Thomas Dr, Panama City Beach 32408$144,917,000Full service, brick and mortar1994-08-2430.159282, -85.752872
Trustmark BankThomas Drive Branch2305 Thomas Dr, Panama City Beach 32408$120,889,000Full service, brick and mortar2008-06-2330.161824, -85.753948
Community Bank of MississippiPanama City Beach Branch11341 Panama City Beach Pkwy, Panama City Beach 32407$101,754,000Full service, brick and mortar2015-01-0830.195353, -85.811798
Regions BankPier Park Branch15501 Panama City Beach Pkwy, Panama City Beach 32413$99,667,000Full service, brick and mortar2009-03-1630.220557, -85.866858
Wells Fargo Bank, National AssociationCarillon Beach Branch23046 Panama City Beach Pkwy, Panama City Beach 32413$99,347,000Full service, brick and mortar2006-09-1530.265396, -85.974363
Trustmark BankY Shopping Center Branch17255 Panama City Beach Pkwy, Panama City Beach 32413$79,707,000Full service, brick and mortar1983-06-2730.23093, -85.892608
The Huntington National BankPanama City Beach Branch600 Grand Panama Blvd, Ste 101, Panama City Beach 32407$77,913,000Full service, brick and mortar2019-09-0130.191595, -85.823915
Centennial BankPanama City Beach Branch12141 Panama City Beach Pkwy, Panama City Beach 32407$69,421,000Full service, brick and mortar1906-01-0130.204683, -85.827927
Regions BankBreakfast Point Branch11540 Panama City Beach Pkwy, Panama City Beach 32407$65,382,000Full service, brick and mortar1982-04-0130.197766, -85.813834
Regions BankMiddle Beach Rd Branch10800 Hutchinson Boulevard, Panama City Beach 32407$64,083,000Full service, brick and mortar2000-03-0230.18504, -85.809871
Truist BankPanama City Beach Branch11400 Panama City Beach Pkwy, Panama City Beach 32407$57,853,000Full service, brick and mortar2007-02-0530.196985, -85.812289
Trustmark BankPanama City Beach Branch7522 Front Beach Rd, Panama City Beach 32407$41,197,000Full service, brick and mortar1996-08-3030.18782, -85.767092
Centennial BankThomas Drive Branch2515 Thomas Dr, Panama City Beach 32408$37,249,000Full service, brick and mortar2009-01-0530.158559, -85.752473
Capital City BankBreakfast Point Branch10000 Panama City Beach Pkwy, Panama City Beach 32407$14,056,000Full service, brick and mortar2020-05-0430.195485, -85.803863
MidSouth BankPanama City Beach Branch12851 Panama City Beach Pkwy, Panama City Beach 32407$12,929,000Full service, brick and mortar2021-01-1330.204813, -85.836178
Capital City BankWest Bay Office Branch8403 West Bay Parkway, Panama City Beach 32413$8,785,000Full service, brick and mortar2025-01-1330.318299, -85.860098
PeoplesSouth BankPanama City Beach Branch23044 Panama City Beach Pkwy, Panama City Beach 32413$4,881,000Full service, brick and mortar2023-03-2730.264848, -85.974271

Sources on this page

Download the data

Bay County workbook

The county workbook lists every office in every June 30 survey with its address, coordinates and deposits, and the county, city and ZIP code rollups by year.